Within this project, you’ll have the opportunity to put your quantitative skills and knowledge of investment analysis into practice, gain new experiences, and open yourself up to new ways of thinking. The skills required to secure, and succeed, in future roles are embedded into the curriculum.įor example, you will undertake a group project on portfolio management in your second year. Our focus on self-development aims to prepare you for the external market – from internships and placements to full-time employment. We are passionate about developing your personal skills alongside your business acumen. Put your understanding of financial systems and capital markets into practice in our state-of-the-art dealing rooms, featuring computer trading simulations and financial modelling. If you choose to remain on the general degree course, you’ll still be offered a wide range of options in your second and final years – allowing you to tailor your learning to your individual interests.Īll of our degrees are available as four-year options, with either a Placement Year or Study Year Abroad in the third year.ĭedicated industry facilities with BSc Finance Triple-accredited status from the UK, European and US accrediting bodies (AMBA, EQUIS and AACSB).Īfter the first year of your BSc Finance degree, you will have the option to transfer to any of our specialist pathways:Įach pathway is designed to help you understand particular challenges within finance and how to respond to them. Ranked 19th in the UK for Accounting and Finance ( The Times and The Sunday Times Good University Guide, 2020).Within this partnership, a number of scholarships are offered towards CFA exams (partial fee reduction) for which students can apply.Ĭhoose BSc Finance at Henley Business School The University of Reading is a CFA partner university. This will provide the opportunity to discuss subject materials in an in-depth way with your lecturers and fellow students. You’ll learn through a combination of lectures, seminars, practical workshops, and self-guided study. ethics required to work in the finance industry.Īs your studies progress, you’ll gain deeper knowledge of the core concepts in:.role of finance in business and society.fundamental principles of accounting, finance and economics.Recent changes in finance – including the emergence of financial technology and the focus on sustainability – have necessitated changes throughout the industry.ĭevelop the key skills and knowledge to meet these changes head-on, as you gain a deep understanding of finance and the financial services industry.Įxperts from from Henley Business School will introduce you to the:
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The USB-based tool can be used to log in to all your saved web sites. Portability: The portable feature allows you to carry all of your passwords on a USB stick everywhere you go. The big advantage is that your data will never be on the cloud, thus making it even more secure as it never actually has to leave your device. The Wi-Fi sync mode allows you to sync your devices directly with each other when they're on the same Wi-Fi network.
The MSRB does not review transaction data submitted by submitters for accuracy, completeness or any other purpose, and does not warrant or guarantee the accuracy of any such transaction data and/or related information. Such transaction data and/or related information may not exist for all municipal securities and may not be required to be submitted to the MSRB for certain types of municipal securities transactions. The transaction data provided through the Real-Time Transaction Subscription Service represents municipal securities transaction data made available by brokers, dealers, and municipal securities dealers to the MSRB and related information. You shall bear all risk, related costs and liability and be responsible for your use of the Service. WE HEREBY DISCLAIM ALL REPRESENTATIONS AND WARRANTIES (EXPRESS OR IMPLIED), BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE REGARDING THE SERVICE. We are providing certain data supplied to us by the Municipal Securities Rulemaking Board ("the Service") without warranties or representations and on an "as-is" basis. We’ll cover state taxation in another chapter. Additionally, the interest from the CD will also be taxed at the state-level whereas the municipal bond may be free of state income taxes as well.įor investors in high-tax states such as California and New York, the benefits of tax-free bonds are even greater than for residents of states without any state income tax such as Texas or Florida. The municipal bond in this case offers a better taxable-equivalent yield earning $400 tax-free annually. However, a person in the 35% tax bracket must pay 35% of the $600 in federal income taxes, which is $210 in taxes resulting in $390 after taxes. On an investment of $10,000, the bank CD earns $600 in annual interest while the municipal bond earns $400. Let’s say that a bank CD is paying 6% and a municipal bond issued in your state yields 4%. Taxable-equivalent yield is simple to understand as a concept. To compare the tax-free interest from municipal bonds to other taxable interest-bearing investments, people often compare the “taxable-equivalent yield” of a tax-exempt investment to a taxable investment. A person in the 35% tax bracket receives more benefit from the tax savings than does a person in the 25% tax bracket. Most municipal bond interest is also free of AMT or the alternative minimum tax.Īs a result, the higher the investor’s tax bracket, the benefit of the tax-free income becomes greater. Other tax exemptions can include being free of city income taxes as well in cities like New York City when qualifying municipal bonds are purchased. (We will cover state taxation rules in a later chapter.) However, if the same LA resident purchased a Texas municipal bond, the income would still be tax-free on a federal level, but the California resident would owe California state income taxes since it is a bond issued out-of-state. For instance, a resident of Los Angeles can buy any municipal bond issued by a municipality in California and will not have to pay California state income taxes on the interest income. In most states, the interest income from municipal bonds issued by an issuer in the state is free from state income taxes in that state. EXAMPLE: If you buy $10,000 worth of municipal bonds with a 4% coupon, the $400 you receive every year is tax-free.Īdditionally, municipal bonds can be free of state income taxes as well.Not even US Treasuries offer income that is free from federal income taxes. This is the most significant benefit of municipal bonds and it is a characteristic unique to municipal bonds. The interest income earned from most municipal bonds is exempt from all federal income taxes regardless of your tax bracket. Federal tax-exemption of municipal bonds. Since the majority of these rhetoric topics are mostly within the arts, there’s a wide range of sources and inspiration to draw your essay topic from. There are varieties of different kinds of rhetorical analysis topics that it is unlikely that one can run out of ways to craft rhetorical analysis topics for any essay at all. The Role of the Erotica: The poems by E.How PBS for Kids has changed the Parenting game.Homeschooling, the bane of many high school students.The unsettling effect of Dan Fogelman’s This Life.Analyze the political implications of George Orwell’s Animal Farm.The Hidden Reality of Foodbanks in the American system.Rhetorical analysis: Mom blogs and the role they play within the society.Does Social media obscure reality or not?.Social exploration of the movie adaptation of Les Misérables. Purity culture an offspring of Rape culture.Explicit sexual exploration: the Hip Hop culture.Madam CJ Walker, Diversity beauty-representation.A cultural exploration of Beyoncé’s Lemonade.The impact of Diversity representation in Hollywood.Do Smartphones encourage low productivity in Young Adults or not?.The implication of Horror movies on middle and preschoolers.TV shows: That’s what I Like and Here’s Why you should too.The work of representation in Popular Culture.The role of symbolism in Literature and art piece. Analysis of the Instagram aesthetics and what it entails.Importance of complex themes in American TV shows and Movies.A Feminist look at Virginia Woolf’s A Room of One’s Own.Analysis of Dove’s beauty Ads over the last 5 years.A textual analysis of Hanya Yanagihara’s A Little Life.Rhetorical Analysis of Shonda Rhimes’s How to Get Away with Murder.Do social media encourage low productivity in young adults?.Rhetorical analysis topics list can look like. Knowing how to choose smart topics for rhetorical analysis isn’t enough to write the essay, there must be the existence of extensively done research as this enables the writing to come fully alive. Carrying out an essay writing of this form requires you to have done thorough research on whatever you will be writing on. In any rhetorical essay, what the writer does is highlight a problem, carry out extensive analysis on the listed problem to make a strong-base argument on the subject matter.Ī rhetorical essay isn’t complete without sound backup evidence to the highlighted problem. Here are some topics you can base your rhetorical analysis essay topics on. Topics can be based on literature, movies, billboards, popular culture, ads, speeches, and even ordinary human conversations.Īside from understanding what rhetorical topics are, having ample information about any selected topic is crucial as it helps to develop sound rhetorical analysis ideas. However, rhetorical analysis topics are majorly predominant in topics associated with the arts but are also not limited to it. But, understanding that a rhetorical analysis essay requires the writer to deeply and accurately analyze a piece of work and make a plausible argument with supporting evidence about it will give you an edge when crafting and choosing a topic. Sometimes, the challenge looks like not knowing where to begin. A good mastery of rhetorical essay topics entails the ability to write effectively. The first thing to note when writing anything on rhetorical analysis is that the essay requires you having a wide and in-depth knowledge about the specific topic you’ll be basing your essay on. This is the problem I referred to earlier – although the lens and its focal length might be the same, capturing the same scene with a smaller sensor than full-frame / 35mm film will yield a different, narrower field of view.Ī good analogy to understand this effect is using a real photograph. The image captured with the smaller crop sensor looks narrower, or more “zoomed in”, while the image captured with the full-frame sensor appears wider. Notice that the two images look drastically different. For example, Nikon often refers to its full-frame cameras as “FX” and their crop sensor cameras as “DX”, while others refer to cameras by sensor size, such as “35mm” and “APS-C”.įor now, all this nomenclature does not matter – look again at the first image and see the resulting photographs on the right side of the camera. Here is a great illustration of various sensor sizes, courtesy of Wikipedia:Īlthough “full-frame” and “crop sensor” are fairly common names for digital camera sensors, some manufacturers refer to cameras and sensors differently. Full-frame sensors have the same physical size as 35mm film (36mm x 24mm), while crop sensors are smaller and can vary in size depending on the system and manufacturer. If the sensor covers the full area of the image circle, it is called a “full-frame sensor” and if it covers a smaller portion that throws away or crops part of the image, it is called a “crop sensor”. To understand what happens in the camera with a smaller sensor, take a look at the below illustration: Full-Frame vs APS-C SensorĪs you can see, lenses project a circular image (usually referred to as “image circle”), but the sensor only records a rectangular portion of the scene – the rest of the image is thrown away. Allowing for a smooth transition from film to digital meant keeping the camera mounts and lenses the same so that those who were already invested in a camera system could simply replace their film camera bodies without having to worry about repurchasing lenses and accessories.īut using a smaller sensor than 35mm film created a new problem – both field of view and captured images appeared narrower, because the corners of the image frame were getting “cropped”, or chopped off. Due to technological challenges and high manufacturing costs, making digital camera sensor sizes that matched the size of 35mm film was impractical, so camera manufacturers started out with smaller sensors in digital SLR cameras (see this article to understand how a DSLR works). If one used a 50mm lens on an SLR film camera, everyone knew exactly what it looked like in terms of field of view and the resulting image, so understanding and discussing different lenses and focal lengths was easy. Common Crop Factors and Equivalent Focal Lengthsīefore digital, 35mm film was a reference format due to its mass adoption and popularity. Nothing else was really revealed during the presentation and the press release (after the jump) is saying we won’t hear much more until E3. Rabbids don’t like standing still so you’ll have to smack them around a little to get them to stay still.įinally, the game is going to be bigger than ever with the new turn-based eight-player support. After you’ve dressed up the Rabbids, you just aim your camera and take a shot. TV Party will have some minor online features such as being able to send pictures of your Rabbids to friends. You will use the Wiimote and Nunchuk to match the on screen prompts as they scroll by (like Guitar Hero). The other mini-game that was shown was a dancing game for four players. You use the Balance Board to steer your Wildebeest down the course and when you hit the jumps, you will use the Wiimote and Nunchuck combo to match the on screen directional prompts. The mini-game is a snowboarding game, except instead of a snowboard, the Rabbid is riding on a Wildebeest. Music videos, soap operas, reality shows, ads and more will be spoofed in the mini-game collection.ĭuring the Ubidays 2008 Paris presentation that wrapped up earlier today, they showed off one of the new mini-games that requires you to sit on the Balance Board. All the new games will in some way relate to stuff you would see on TV. Rayman Raving Rabids TV Party will now be using the Balance Board along with the Wiimote. It’s a shame it wasn’t around, as I would have loved to get my ass on the game. The only game that wasn’t on display during Ubidays in San Francisco was the new Rayman Raving Rabbids game. I wish to seek a reasonable accommodation under the Americans with Disabilities act._ _ I am unable to perform the essential functions as outlined. I am able to perform the essential functions as outlined._ _ I have reviewed this job description and I understand all my job duties and responsibilities. The position physical demands listed below reflect activities employees are expected to perform during each day worked.
Universities Do Not Consider Either One as Absolute: Because the universities are quite aware of the grading systems prevalent in schools, it becomes obvious that the universities will not ask for either one! In other words, even if a university mentions in its application form that the students have to present their final percentage, this does not mean that letter grades do not count.They know that both letter grades and percentages occupy the grading system in schools! Universities are Aware of the Two Grading Systems Prevalent in the US: The universities in the United States, or for that matter, anywhere, are aware that the grading system in schools is not similar.If you are going out to fill out the application forms for universities this year, then do not fret for here all your doubts are prone to vanishing into thin air! Below is the list of facts that universities in the United States tend to focus on, be it letter grading or percentages. Note: If an assignment group is weighted to zero percent, any course items added to the group will not count toward the final grade.Starbucks Rewards Hacks – Know More Percentages or Letter Grades: What Matters the Most? If an assignment group contains assignments that fall into multiple grading periods with different weighted percentages, grades may have unintended consequences. If you choose to use weighted assignment groups, separate assignment groups should be created for each grading period in the course. The weight of an assignment group is applied to the grading period’s final grade, and each grading period’s final grade is added together to calculate the overall grade. Additionally, weighted grading periods can also support weighted assignment groups in a course. If your course includes Multiple Grading Periods, you cannot change assignment group weights once an assignment group has assignments in a closed grading period. If the previous example were adjusted so Group C contained no graded discussions, assignments, or quizzes, the calculation for final score would be ÷. In this case, all assignment groups with graded items will be divided by their combined weight, and the assignment groups without graded items are removed from the equation. The final score calculation is changed if there are no graded items in an assignment group. If a student scores 75% in Group A, 98% in Group B, and 87% in Group C, the final score would be calculated as (.75 x. The total score equation for a course with three assignment groups would be (percentage A x weight A) + (percentage B x weight B) + (percentage C x weight C) = final course percentage. Each assignment group calculation is added together to create the final grade.įor example, an instructor may create three assignment groups (A, B, and C) weighted at 20%, 50%, and 30%, respectively. This percentage is then multiplied by the selected group weight. Within each assignment group, a percentage is calculated by dividing the total points a student has earned by the total points possible for all assignments in that group.įor example, if an assignment group included three assignments totaling 25 points, and a student's scores totaled 15 points, the student would earn 60% for the assignment group (15/25). Selecting this option assigns a weight to each assignment group, not the assignments themselves. You can weight final grades based on assignment groups. Inline Hockey Wheels Synthetic Ice Backyard Rinks Hockey Garter Belts & Suspenders Mini Hockey Games, Toys & Memorabilia Hockey Helmet Accessories.Bulk Items Gift Certificates Skate Guards Hockey Mouthguards Jocks, Cups & Supporters Neck Protectors & Slash Guards Hockey Oils, Sprays & Cleaners.Facemasks & Hockey Hygiene Pucks & Balls Tape & Straps Goals & Replacement Nets Training Tools Stick Accessories Skate Accessories.Street Hockey Gear Hockey Pant Shells Hockey Protective Cups Hockey Neck & Wrist Guards Hockey Padded Shirts.Custom Hockey Skates Replacement Runners & Steel Hockey Skate Sizing.Hockey Shafts Stick Accessories Sled Hockey Sticks Blade Pattern Charts.New Hockey Apparel New Hockey Accessories.Shark Tank airs Sundays at 9pm and 10pm on ABC. There isn’t an exhaustive list of stinky things that GloveStix and ShoeStix will fix, but a short list includes lacrosse gloves, boxing gloves, baseball mitts, hockey gloves, cleats, basketball sneakers, ballet slippers and on and on. If you join her online “Stink Club”, you’ll get a 30 percent discount on filter refills. Glove Stix and Shoe Stix are available on Amazon (see link above) and on her website for $29.99. Woods also has the advantage of pitching GloveStix and Shoe Stix in front of guest shark Alex Rodriguez, the former New York Yankees slugger who presumably knows something about stinky gloves and shoes. Woods suggests changing the silver ion filters every season. She’s pitching her business on Shark Tank on November 5. GloveStix and ShoeStix have a number of qualities that Shark-like investors are looking for: a charismatic salesperson (Woods) patented technology and a product that requires customers to re-purchase (the filters). Inside those plastic sticks are “silver ions” that absorb and deodorize. The entrepreneur behind the two patented products is Krista Woods of Ashburn, Virginia. GloveStix and ShoeStix are products designed to absorb moisture and deodorize sweaty sports gear - gloves, shoes, sneakers and boots. They look like nunchucks – two plastic sticks connected by a rope - but they do not cause bodily harm. Watch ESPYS Pat Tillman Recipient MSgt.Who Is Barbara Corcoran’s FBI Agent, Football Star Husband?.Bradley Cooper’s Net Worth Wealth Soars, $100 Million Plus.Is DJI Avata Camera Drone on Your 2022 Gadget Gift List? “Next Level Footage” at 31 MPH.Smartphone Video That’s Clear, Steady and Stable? Try Handheld Gimbal Like The Pros.Gal Gadot Gets Bubbly in Zebra Print Dress for 250-Year-Old “Widow”.First Out Gay Movie Superhero Surge Speaks on Humor, Responsibility.Video: The Speech Ring Inventor on Overcoming Fear of Public Speaking. Do Cranberries Really Help UTI? A Doctor Answers With New Evidence.Martha Stewart Rocks Yellow Feather Dress In Vegas, Snoop Dogg “Pulls Epic Surprise”.Ellen Pompeo Eats $267 Baked Potato at Martha Stewart’s Chic Vegas Dinner Party.McDonald’s Sweetens Menu, Revives Cheese Danish Pastry for McCafé Coffee Lovers.Kareem Abdul-Jabbar, Who Spoke at Anti-Semitism Conference Last Week 76ers Tyrese Maxey Sees a Bradley Beal He Resembles in Wizards Rematch.Bradley Beal, Tyrese Maxey Duel Delivers As Promised - 61 Points, 60% Shooting.Alexandra Daddario Gets Photobombed by Shaq at Racetrack, “I Got Chills!”.Snoop Dogg and Martha Stewart Light Up Times Square, “It’s Party Time”.Natalie Portman Rocking Bangs and Ray-Bans in ‘May December’ With ‘Riverdale’ Star Charlie Melton.Big Bee Little Bee: Marker Parker on Shark Tank “Must Have” For Elementary Schools.Jim Cramer’s Emotional Meta Apology Reminds of Painful “Bear Stearns Is Fine!” Moment.Elon Musk Could Have Bought Half the NBA for His $44 Billion Twitter PO.Joe Biden’s 8 Young TikTok Influencers Use Chinese App for White House Vaccine Push.Energy Injustice: More Power Outages, Longer Restoration Time in Minority Communities, Study.GOP, Dems Agree On Harsh Gun Crime Sentences - Could That Soon Change? 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